Idaho Falls · Nationwide · Est. 2006

Payment services built around your business.

Since 2006, Valued Merchant Services has helped business owners accept payments, understand what they're paying, reduce unnecessary costs and get support from people who know their account.

01 / Accept Terminals, POS, mobile and online, built around how your business operates.
02 / Reduce Unnecessary fees and outdated arrangements on your statement.
03 / Support People who know your account, not a generic call centre reading from a script.
A small-business owner working at a retail counter with a payment terminal
ISO of PNC Bank, N.A.
Pittsburgh, PA
Established
2006
Idaho Falls, ID

Watch

See how Valued keeps your payments simple.

Better payment technology. Clearer pricing. Personal support.
01

Built for how you sell

Retail counter, restaurant floor, service truck or online checkout, payment technology matched to the way your business actually runs.

02

Pricing you can read

No hidden fees, no surprises buried in the small print. We review your statement and walk you through what you're actually paying.

03

A real person on the line

When you call, you reach someone who knows your account. We've never believed in passing merchants around a call centre.

The free payment analysis

What are you really paying for?

Your processing statement holds the answer. Send us a recent statement and we'll review it for unnecessary fees, pricing issues, outdated arrangements and potential savings opportunities, and show you exactly where money may be moving in the wrong direction.

01 Pricing structure, including qualified, mid-qualified and non-qualified tiers and how they're applied to your transactions.
02 Programme fees, including PCI compliance, statement, batch, annual and regulatory line items that add up month over month.
03 Downgrade patterns, transactions surcharged at higher rates than necessary, and what's causing them.
04 Dual-pricing and surcharge options, whether a different programme structure could lower your effective cost.
The VMS Promise

If we can't beat your current rates and fees, we'll give you $500.

Valued Merchant Services
Processing Statement. Excerpt.
Statement
03/01 – 03/31
Merchant: Illustrative Example Co. · Merchant ID: 00000000 · Illustrative only
Interchange & Assessments
Visa Consumer Credit, Interchange$2,847.32
Visa Assessment$142.36
Mastercard Consumer Credit, Interchange$1,923.18
Mastercard Assessment$96.15
Discover Network$384.71
American Express$612.44
Processing & Programme
Processing, Non-Qualified Rate$498.22Review
Processing, Mid-Qualified Rate$284.71Review
Processing, Qualified Rate$612.44
PCI Compliance Fee, Monthly$35.00Review
Monthly Account Fee$25.00Reducible
Batch Fee$12.00
Statement Fee$15.00Review
Annual Fee$149.00Review
Regulatory Fee$24.00
Total, this period $7,661.53
Illustrative example for demonstration only. Not actual customer data. Your statement will differ, and the review will identify the items most relevant to your account.

A complete payment operation, not just a terminal.

Valued Merchant Services provides payment processing, point-of-sale, ecommerce, security, funding and the supporting services a business needs to operate day to day.

01

Credit Card Processing

Accept major credit cards, debit cards, contactless payments and modern checkout options, across counter, mobile and online.

02

POS Systems & Terminals

Hardware and software chosen for the way your business runs, from a single counter terminal to a multi-station POS network.

03

Ecommerce

Payment gateways, website integrations, APIs and online checkout built for the way your customers buy online.

04

Check & ACH

Electronic check and ACH payment processing for recurring billing, larger invoices and customers who prefer to pay from a bank account.

05

EMV & Security

Chip-card technology, encryption, tokenisation and fraud-prevention tools that keep every transaction secure.

06

Mobile Payments

For businesses that take payments away from a counter, at the table, on the truck, at the customer's location.

07

Gift & Loyalty

Gift cards, loyalty cards and mobile rewards programmes that bring customers back and give you a clearer view of repeat business.

08

Funding

Working capital, business loans, lines of credit and other funding options for businesses that need to bridge, grow or invest.

09

Digital Marketing

Practical social and digital marketing support for businesses looking to grow, without the agency overhead.

The technology should fit the way you sell.

We support and configure the payment platforms businesses actually use, and we match the right system to retail, restaurant, service, mobile and ecommerce environments rather than the other way around.

A restaurant table with a payment terminal
Restaurant

SkyTab

Built for tableside, takeout and the operational pace of a restaurant.

Fits: Restaurant · Quick Service
A Clover POS terminal at a service counter
Service & Retail

Clover

App-driven hardware that adapts across retail, service and counter environments.

Fits: Retail · Service · Counter
A standalone payment terminal
Mobile & Counter

Dejavoo

Reliable standalone terminals for merchants who need a straightforward counter or mobile setup.

Fits: Mobile · Counter · Small Merchant
A laptop showing an online checkout
Online

Ecommerce Gateways

Payment gateway, API and hosted checkout for online selling, integrated with your site or platform.

Fits: Ecommerce · Subscription · Online
Platforms supported & configured
Square SkyTab Clover Dejavoo + additional platforms
Why Valued

We've earned our place in your business, not locked it in.

01

Transparent Pricing

No hidden fees, confusing surprises or pricing games. We walk you through every line on your statement so you know exactly what you're paying and why.

02

No Long-Term Contracts

Merchants stay because we earn the business, not because a contract holds them in place. We'd rather keep you with service than with paperwork.

03

Real Support

When you call, you reach knowledgeable people, not a generic call centre reading from a script. We know your account, your setup and your history.

04

Next-Day Funding

Faster access to your funds helps your business keep operating, pay vendors, make payroll and reinvest without waiting days for money to clear.

01Seen.
02Heard.
03Chosen.

A business owner should never be treated like an account number. Payment systems sit at the centre of cash flow, customer experience and daily operations, and when something goes wrong, it goes wrong at the worst possible moment.

That's why our support starts with listening. We learn how your business actually works before we recommend a terminal, a pricing model or a programme structure. Then we stay on the line after the install.

The standard we've held since 2006.

Recognition

Outside validation we've earned over nearly two decades in the industry.

Inc. 500 | 5000

Two-Time Honoree

Named to the Inc. 500/5000 list of fastest-growing private companies twice, recognising sustained growth built on merchant relationships.

View Recognition →
CardRates

Editor's Choice Award

Recognised by CardRates.com with the Editor's Choice Award for transparency, service quality and overall value to merchants.

View Award →
From our merchants

In their words.

View all testimonials →
Anthony T.
Spry Cricket
Charlotte, NC

The setup was seamless. Credit card terminals, merchant account, the whole package. Whenever I had a question, I got a quick answer from someone who actually knew my account, and the rates have been competitive from day one.

Dr. Syd D.
Dhillon Chiropractic
Charlotte, NC

We were locked into another provider with hidden contract conditions we didn't fully understand. Valued Merchant Services walked us through it, helped us leave that arrangement, and secured a noticeably better deal on the other side.

What we accept

Every way your customers want to pay.

From the major card networks to specialised payment types, VMS supports the full range of payment methods your customers actually use, across card, contactless, online and account-based payments.

Card Networks
  • Visa
  • Mastercard
  • American Express
  • Discover
  • UnionPay
Payment Methods
  • Credit Cards
  • Debit Cards
  • Contactless Payments
  • Mobile Wallets
  • Online Payments
Specialised
  • ACH
  • Gift & Loyalty
  • Recurring Billing
  • Fleet Cards
  • Prepaid Cards
  • EBT
  • HSA / FSA Cards
Our story

Built in Idaho. Grown through relationships.

Longevity is one of the strongest trust signals in this industry. We've been here since 2006, through changes in technology, regulation and the economy, and we're still here.

2006
Founded
Valued Merchant Services is founded in Idaho. Established in Idaho Falls, the company begins serving local merchants with payment processing and a relationship-first approach.
Early Growth
Foundation
Local relationships become the foundation. Word-of-mouth referrals drive the early years. The focus on personal support and transparent pricing becomes the standard the company is measured against.
Expansion
Nationwide
Beyond Idaho, into a nationwide merchant-services business. Operations expand across all 50 states, serving retail, restaurant, service, ecommerce, mobile and multi-location businesses.
Recognition
Validated
Outside recognition for growth, service and industry presence. The company earns a BBB A+ rating, two Inc. 500/5000 honors and the CardRates.com Editor's Choice Award, external validation of the work.
Today
Continuing
Still helping merchants, across the full payment stack. Payment processing, POS systems, terminals, mobile payments, ecommerce, funding, gift and loyalty programmes, and related business services, from the same Idaho roots.
Built in Idaho. Grown through relationships. Trusted by merchants since 2006.
Who we serve

Your payment system should fit the way your business works.

A retail store interior with merchandise
01
Retail
A restaurant interior
02
Restaurants
A service business environment
03
Service Businesses
An online checkout on a laptop
04
Ecommerce
A mobile business accepting payments on the go
05
Mobile Businesses
Multiple retail locations
06
Multi-Location Businesses
Before you switch

Before you switch payment providers, see what you're paying for.

Send us a recent processing statement. We'll review it and show you where there may be opportunities to improve your costs and payment setup, with no obligation to switch.

The VMS Promise
If we can't beat your current rates and fees, we'll give you $500.
800.531.8575 Free Analysis →